Minnesota gets hammered by hail and wind. If your roof was hit, Matthews inspects it free, documents the damage the way insurers require, and works with your carrier from claim to completion. You choose your contractor — not your insurance company.
You sign once. Matthews handles the documentation, the adjuster meeting, the scope negotiation, the supplement, the materials, and the build.
We walk the roof, photograph every hit, and write a damage report formatted the way insurers require. You get the report whether you file or not.
If there's a real claim, we help you file with your carrier and provide our written report as supporting documentation.
Matthews meets your adjuster at the property, walks the loss together, and negotiates the scope so it covers a proper rebuild — not just a patch.
Materials staged. Crew supervised. Full system installed to manufacturer spec. Final inspection, magnetic nail sweep, and warranty paperwork.
If your roof has functional storm damage (hail bruising, wind lift, granular loss), most Minnesota homeowner policies cover replacement minus your deductible. Coverage varies by policy. We provide a free written damage report you can submit to your carrier.
No. You choose your contractor — not your insurance company. Matthews works directly with all major Minnesota insurers.
Typically just your deductible. We document the loss, meet the adjuster on-site, and negotiate the scope so your claim covers the full cost of a proper rebuild.
Most Minnesota policies require filing within a year of the storm. Sooner is always better — damage can worsen and supporting evidence is easier to document close to the event.
It depends on your carrier and history. Many carriers do not raise rates for an act-of-God storm claim, especially the first one. Confirm with your specific insurance agent.
We document it, photograph it, and tell you whether you have a claim worth filing — before any contract is signed.
We measure the work by how it holds up — and by what clients say once we're gone.